Joshua’s Bio:
While focusing his business on his clients’ individual financial objectives, Joshua believes the most successful wealth management strategies look at the big picture. It is this comprehensive, solution-focused approach, delivered with constant personal attention and a commitment to his clients’ best interests, that sets Joshua Ballard apart.
Joshua is dedicated to managing and preserving wealth for you and your family. By establishing deep and valued relationships with you, he is able to gain a comprehensive understanding of your needs and goals. Joshua works hard to enhance and preserve your investments while assisting you in realizing your goals through long-term financial solutions using portfolio management, retirement planning, estate planning, 529 education savings plans, and more.
A native of Raleigh, North Carolina, Joshua graduated from North Carolina State University with a Business Management Degree. When not working, Joshua enjoys spending time with his family, camping, fishing, spear fishing, golfing, and other outdoor sports.
Approach:
Blue Ocean believes that every client’s situation is unique and each person has a different level of understanding on how the investment markets function. Blue Ocean strives to help each client reach their goals by educating them on how the markets operate over time and by helping clients understand the opportunities and risks that the market presents. Blue Ocean believes that by following a few key principles, anyone can reach their long-term goals.
- “It is not how much you make, but how much you keep.” Implementing and following a regimented investment plan will provide you the best opportunity to reach your goals.
- “Compounding interest is the eighth wonder of the world.” Allowing your investments to accumulate and grow over time is the key to building wealth.
Investment Philosophy:
Blue Ocean feels that the best way to add value to a client’s financial situation is by making appropriate changes to the client’s portfolios when the market dictates those changes are necessary. Our philosophy is that portfolio changes should never be executed based on arbitrary events such as annual rebalances or the next quarterly meeting, but rather modifications to portfolios should occur when market conditions dictate that those adjustments need to be implemented. This requires constant and diligent monitoring of the markets and an appropriate plan of action on what changes need to be executed if certain market conditions emerge.
